"Bankruptcy Abuse Prevention and Consumer Protection Act of 2005"(aka "Bankruptcy Reform Bill")

Link to a variety of information about the 2005 Bankruptcy reform law that goes into effect october 1, 2005. 

Debt Counselor  

Links to a Colorado-based non-profit agency which assists people in repaying their debts by offering credit counseling and debt management, usually sponsored by credit card companies.

Consumer Credit Counseling of South Texas  

Links to site providing free budget counseling, educational programs, debt management assistance and housing counseling available online, by phone, in person, usually sponsored by credit card companies.

Consumer Credit Counseling Services

Links to site providing free budget counseling, educational programs, debt management assistance and housing counseling available online, by phone, in person, in Spanish and English.

Texas Laws 

Links to a site that contains the full-text of all Texas laws, bills, and the Constitution from the 74th Legislature (1993) to the present. Find events at the Capitol building, links to the House and Senate and other state legislatures, details of the legislative process.

Debt Consolidation Basics

A link to bankrate.com's information about debt consolidation. The information is broken down into 5 short chapters and includes information about choosing credit counselors, managing debt and home equity loans. 

Hiring a Bankruptcy Attorney

A link to13 tips to avoid hiring a bad bankruptcy attorney.